{
  "@context": "https://fundcompare.co.nz/api/schema/fund.v1",
  "url": "https://fundcompare.co.nz/funds/westpac/conservative-fund",
  "fund_name": "Conservative Fund",
  "scheme": "WESTPAC KIWISAVER SCHEME",
  "issuer": "BT FUNDS MANAGEMENT (NZ) LIMITED",
  "provider_short_name": "Westpac",
  "fund_type": "Conservative",
  "fund_category": "KiwiSaver",
  "investment_structure": null,
  "risk_indicator": 3,
  "fees_one_year_pct": 0.4,
  "five_year_average_return_pct": 2.72,
  "growth_assets_pct": 25.14,
  "income_assets_pct": 74.86,
  "total_value_of_fund_nzd": 3160154647,
  "number_of_members": 139795,
  "fund_start_date": "2007-10-01",
  "fnd_code": "FND341",
  "fsp_number": "FSP32662",
  "nzbn": "9429039285126",
  "default_kiwisaver": "Yes",
  "withdrawal_rules": "This is a fund within a KiwiSaver scheme, which means generally you can withdraw only to purchase a first home, after the age of 65 or in cases of financial hardship.",
  "data_freshness": "2026-05-09T08:13:34.279+00:00",
  "sources": [
    "FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/",
    "IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver",
    "Sorted Fund Finder — https://fundfinder.sorted.org.nz/"
  ],
  "last_reviewed": "2026-06-14",
  "disclaimer": "This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue."
}