{
  "@context": "https://fundcompare.co.nz/api/schema/fund.v1",
  "url": "https://fundcompare.co.nz/funds/smartshares/superlife-age-steps-age-40",
  "fund_name": "Superlife Age Steps - Age 40",
  "scheme": "SUPERLIFE KIWISAVER SCHEME",
  "issuer": "SMARTSHARES LIMITED",
  "provider_short_name": "Smartshares",
  "fund_type": "Growth",
  "fund_category": "KiwiSaver",
  "investment_structure": "Lifecycle stage",
  "risk_indicator": 4,
  "fees_one_year_pct": 0.72,
  "five_year_average_return_pct": 9.04,
  "growth_assets_pct": 79.53,
  "income_assets_pct": 20.47,
  "total_value_of_fund_nzd": 10433714.2,
  "number_of_members": 289,
  "fund_start_date": "2013-09-15",
  "fnd_code": "FND2654",
  "fsp_number": "FSP26531",
  "nzbn": "9429038512483",
  "default_kiwisaver": "Yes",
  "withdrawal_rules": "This is a fund within a KiwiSaver scheme, which means generally you can withdraw only to purchase a first home, after the age of 65 or in cases of financial hardship.",
  "data_freshness": "2026-05-09T08:20:04.634+00:00",
  "sources": [
    "FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/",
    "IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver",
    "Sorted Fund Finder — https://fundfinder.sorted.org.nz/"
  ],
  "last_reviewed": "2026-06-13",
  "disclaimer": "This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue."
}