# Lifestages Auto Option Age 65+

> Fund within a KiwiSaver scheme. Issuer: **SBS WEALTH LIMITED**. Scheme: **SBS WEALTH KIWISAVER SCHEME**.
> Canonical: https://fundcompare.co.nz/funds/sbs/lifestages-auto-option-age-65

## Key data

- **Fund type:** Conservative
- **Category:** KiwiSaver
- **Risk indicator (1–7):** 3 (per FMA Disclose)
- **Total fees (1-year):** 0.96% (per FMA Disclose Quarterly Fund Update)
- **5-year average return:** 2.52% after fees and tax at PIR 28% (per FMA Disclose)
- **Growth assets:** 29.3%
- **Income assets:** 70.7%
- **Fund size (NZD):** NZD $11,461,535.23
- **Members:** 299
- **Inception:** 2015-10-14
- **Structure:** Lifecycle stage
- **Default KiwiSaver scheme status:** No
- **Withdrawal rules:** This is a fund within a KiwiSaver scheme, which means generally you can withdraw only to purchase a first home, after the age of 65 or in cases of financial hardship.

## Identifiers

- **FMA fund code:** FND9436
- **FSP number:** FSP3961
- **NZBN:** 9429036803323

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

_Data last refreshed from FMA Disclose: 2026-05-09._

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/fund/sbs/lifestages-auto-option-age-65/facts.json
- HTML page: https://fundcompare.co.nz/funds/sbs/lifestages-auto-option-age-65

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.